to interest free credit 0% APR
Flexible payments to suit you
Whether you buy in store or online you can choose from a flexible range of repayment terms from 6 months all the way up to 4 years, all totally interest free with no deposit. There's no charge and repayments remain totally interest free. The price you see is always the price you pay.
4 years interest free credit 0% APR representative
At DFS we have a massive range of repayment options, there is sure to be one that suits you. Find out the repayment option using our handy interest free credit calculator
Choose your budget
What is the total cost of your chosen furniture?
Choose your deposit
You may want to reduce your monthly payments by paying a deposit
Choose a repayment amount (months)
Amount of Finance€0.00
Number of repayments48
Total to repay€0.00
Any questions regarding finance, speak to a personal shopper
free 24 hours 0800 110 5000
At DFS we do things differently, you decide...
How you want to pay
Want to pay for your sofa in less than 4 years? Not a problem. We give you the flexibility of having a totally interest free loan over 6, 12, 18, 24, 30, 36, 42 or 48 months.*
Other ways to pay
If you would prefer not to take up the interest free credit offer you can pay by cash, debit and all major credit cards. Simply leave a small 10% deposit and then pay the balance prior to delivery.
See a breakdown of how affordable our 4 years interest free credit is.
Credit is provided by external finance companies as determined by DFS. Credit is subject to acceptance.
Credit ready reckoner
Are you 18 or over?
Are you a UK resident?
Do you have a regular income?
Do you have a bank account that accepts direct debits?
If you answered no to one of the above, don't worry we still might be able to help you - contact one of our trained UK-based personal shoppers.
Call free 24 hours 0800 110 5000
> We’ll call you. Request a call back
What if I don’t want interest free credit
No problem - if you would prefer not to take up the interest free credit offer you can pay by cash, debit or credit card - simply leave a small 10% deposit and then pay the balance prior to delivery.
After you’ve placed your order
Leave the rest to us … we work with a select group of finance companies and will send your application to one of them who will carry out a credit check and advise us of their decision. If the first provider decides not to accept your application, don't worry we will try another provider on exactly the same interest free credit terms.